Legalities around Health Costs Encourage Divorce Among Elderly

MSN.com has a story here primarily on the way high costs for long-term care and the counter-productive structure of Medicare/-caid have conspired to cause a huge surge in the divorce rate of the elderly:

"The population of divorced people over 65 has exploded in the past 15 years, and elder-law attorneys suspect money is at least partly to blame."

The comments of one expert to the effect that two-thirds of otherwise happily married older couples refuse to even consider the idea of divorcing for purely monetary reasons suggests the problem could be much worse. The current cadre of elderly is perhaps the last which was raised solely with traditional values about marriage being a life-long commitment, and they'll start to be replaced with Boomers with much different attitudes over the coming decade.

The article was written primarily from a personal finance planning perspective and didn't address possible changes in public policy, though you'd think this would be of concern to the family values and pro-marriage crowd.

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The tone of the article seems to be, he's gonna die anyway, stick it to him now before the government gets involved.

Notice the husband in the profiled case died right after she filed for divorce. Could he have seen it as her abandoning him in his time of most need? Could he have died of heartbreak?

As usual, men are expected to sacrifice their life so that their spouse is looked after in her golden years.

Slave away to society, provide for your family and then when you are no longer able to contribute, please just die.

It's so great to be a member of the oppressor class. I mean, what an honor it is to give up everything including one's own life so that the poor oppressed class can live out their old age in peace and happiness.

At least old age divorce for me and my fellow Gen X'ers as we aren't even getting married, or staying married that long if we do, for us to worry about such things. Hell, by the time I'm old enough to retire there won't be Medicare money left anyway so it'll be a non-issue from that perspective to. Though Gen Y'ers might implement a mandatory euthanasia program for anyone beyond a certain age as they seem pretty self absorbed and youth obsessed so that might be an issue...

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"you'd think this would be of concern to the family values and pro-marriage crowd."

you would.

but, sadly, it is the the family values and pro-marriage crowd that is also keeping the border open and shipping jobs overseas as fast as they possibly can.

oregon dad

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Christine Crawford of Aurora, Ohio, started divorce proceedings after her husband's care for dementia consumed more than $100,000 of their savings.


Crawford said she didn't want to divorce her husband, with whom she'd raised three children, but it was the only way to preserve what was left of their life savings.

How fucking heartless do you have to be to say that to your kids with a straight face? "Well, we could have kept dad alive longer, but I wanted to keep the money to myself so I started the divorce process."

I also love how she puts money over her husband. That's strong love for you. Some people should be shot.

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Not so fast, Blaze. It looks to me like she's divorcing him not to abandon him, but to split their savings and cut off 'her half' so that only his half is taken for medical costs. He would then receive discounted medical care because of his 'poverty', while still living together with his ex-wife and having access to the money he earned.

This looks more like a strategic paper divorce and less like a wife abandoning her husband in their old age.

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Yes, the point of this article is that this woman had to make a tough choice, either divorce her husband and preserve their joint wealth by keeping it out of the hands of the medical establishment or stay married and face almost certain poverty. I know if I was her husband and I loved her I would have said, screw it honey, divorce me and preserve our money. I ain't gonna need it anyway after I'm dead!

One big cause of all this is the underfunding of government liabilities for medical payments (aka underfunded Medicaid/Medicare) forcing ever more draconian laws that drain private assets first and, as an unintended side-effect, encourage divorce. But then, anyone who expected that uncle sam was actually going to take care of 'em in their old age is either ignorant or stupid. What, you thought Big Gov was going to plan ahead for you? LOL. You'll soon find out it's every MAN for himself.

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Well that makes more sense because the article seemed too indifferent if it meant what I thought it meant. My bad.

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